About Me:
My name is Randy Leppla, and over the past 15 years, I have built this organization out of a deep personal conviction about debt and the impact of the stock market on our families and communities. My mission was to reduce loan debt, regain control of my financial future, and put an end to stock market losses.
It all began with a mortgage broker’s request for me to explore an award-winning financial strategy designed to accelerate loan repayment—helping borrowers like me pay off debt in as little as one-third to one-half of the time while significantly reducing interest costs. Intrigued by the potential, I implemented the strategy myself. Within four years, I eliminated over $126,000 in debt, paid off two of three loans, and now have less than four years remaining on my mortgage.
Along the way, I discovered exceptional companies that offer powerful financial solutions—ones that benefit the vast majority of Americans with little to no risk while delivering significant results.
What We Do:
After my personal journey to break free from debt and financial uncertainty, I founded, RJL Equity Solutions, LLC, a nationally recognized firm dedicated to serving individuals, families, and businesses across the country. Our company offers proven strategies to build wealth, eliminate debt, and maximize financial efficiency.
Our Services:
1. Privatized Banking Strategies (Infinite Banking Concept - IBC):
A strategy that leverages uninterrupted compounding interest to build long-term wealth.
Provides guaranteed returns with zero risk to principal, offering financial stability in any market condition.
2. Cost Segregation for Commercial Properties:
An IRS-approved method to accelerate depreciation, maximizing cash flow for business owners.
This process ensures commercial properties are depreciated to the fullest extent allowed under IRS guidelines, reducing tax liability immediately.
Businesses can also review prior years to capture missed depreciation, further optimizing tax savings.
3. Strategic Tax Planning for Business Owners:
Helps business owners maximize depreciation and enhance their financial position.
Cost segregation studies, conducted by third-party engineering construction firms, ensure compliance with IRS standards and are automatically approved by the IRS.
CPAs benefit from these specialized studies, as they eliminate the need for deep construction knowledge while providing a more detailed and accurate depreciation strategy.
4. Debt Elimination – Interest Management/Cancellation:
A proven strategy to minimize the amount of interest paid on loans, reducing the time to pay off debt significantly.
Allows individuals and businesses to take control of their finances by optimizing loan structures and eliminating unnecessary interest costs.
5. Payroll Tax Savings Plan – Extension of Cafeteria 125 Plan:
A specialized tax-saving strategy designed to help business owners reduce payroll taxes.
Extends the benefits of the existing Cafeteria 125 Plan, providing additional tax advantages for both employers and employees.
Proven Success
With over 48,000+ cost segregation studies completed nationwide, we have had zero IRS reversals—demonstrating the effectiveness and reliability of this approach.
This service ensures commercial property owners pay only the appropriate tax, while fully leveraging depreciation to maximize their financial benefits.
By partnering with CPAs and tax professionals, we help businesses and property owners take full control of their financial future with certainty, not guesswork.
These strategies are game changers for individuals, families, and business owners—providing financial security, tax advantages, and long-term wealth-building opportunities.